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WTDirect Online Savings Review

When you shop for best interest rate, your regular savings account is not the ideal choice. You can choose between several high yield online savings accounts which can be administered via the online banking. WTDirect Savings Account is one of them.

WTDirect High Yield Savings Account

wtdirect.png WTDirect online savings account is managed by the division of Wilmington Trust FSB, part of the Wilmington Trust. There is no minimum deposit required to open the account with WTDirect. For the first 60 days your money will earn highest APY, regardless of the account balance. If your balance falls under $10,000 mark, you will earn slightly lower interest rate. WTDirect is FDIC insured.

WTDirect Interest Rate

WTDirect offers higher interest rates, if have a minimum of $10,000 in the bank. If your balance falls under $10,000 mark, you will earn slightly lower interest rate.

Since the interest rate change constantly, Please visit the WTDirect online savings website to see the current interest rate.

Advantages of WTDirect

  • No fees (No minimum balance, no monthly fees).
  • No minimum deposit to open the account.
  • Unlimited number of transfer links to other bank accounts
  • Balances of $10,000 or more earn our highest rate
  • No stock market risk or long-term commitments of less liquid accounts.
  • $0 Liability Guarantee for unauthorized transactions
  • FDIC insured ( protects your money up to the maximum allowable limit of $250,000 per depositor)

Ways to Fund WT Direct Online Savings Account

  • Link other online savings accounts, you can fund your WTDirect online savings account by linking your existing checking or savings account
  • Mail Treasurer Check
  • Wire Transfer
  • Move Money Between WTDirect and Other Wilmington Trust Accounts
  • Move Money Online Between WTDirect and Another Financial Institution

Bottom Line

WTDirect is best suited for individuals who can keep $10,000 min balance (WTDirect offers higher interest rates, if have a minimum of $10,000 in the bank) . Be sure to compare WTDirect with other leading online savings accounts including Discover Online Savings, ING Direct and decide what is best for you.

WT Direct – Contact

For more information visit www.wtdirect.com or call 1-800-983-4732.

Write your WTDirect Review

Have you used WTDirect savings account? What do you think about their interest rate and service ? Share your experiences below.

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