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Fidelity comparable Vanguard Sector ETFs

Fidelity Sector ETFs Vanguard Sector ETFs
Fidelity MSCI Consumer Discret ETF (FDIS)
Vanguard Consumer Discretionary ETF (VCR)
Fidelity MSCI Consumer Staples ETF (FSTA)
Vanguard Consumer Staples ETF (VDC)

Coverdell Education Savings Accounts (ESAs) plans is similar to Roth IRAs, The money you deposit into this account is pre-taxed, all growth and distributions are tax-free. It is a great way to fund elementary and high-school expenses as well as college education for your kids.

  • Contribution limit – $2,000 per year

Here are the Warren Buffett’s 5 investing tips over the years

1) Don’t Buy or Sell Based on Headlines

2) Dont Try to Profit From Bubbles

3) Put Your Emotions Aside

4) Always Invest in Productive Assets

5) Always Invest in America


Here is the list of wells fargo customer service phone numbers when you suspect a fraud

ATM, Debit Card, or Checking Fraud :1-800-869-3557
Credit Card Fraud : 1-800-642-4720


ATM, Debit Card, or Checking Fraud : 1-800-225-5935
Credit Card Fraud : 1-800-225-5935



How to Avoid Bank Fraud ?

Here are some practical tips to protect yourself from bank frauds

Monitor account regularly

Check to see if there any unauthorized fees.

Check for pending charges

Fraudulent charges are often show as pending charges for a period of time.

Place a Security Freeze on Your Credit


I want to pay other People using my Citibank account, how do it it ? 

Citibank has a service called Popmoney, this service lets you send money to anyone in the U.S ( user should have an bank account) using his or her email address or bank account information.



Oct, Nov, Dec 2016 – Amazon.com, Department Stores & Sam’s Club

Discover Cardmembers are signing up to earn 5% Cashback Bonus at Amazon.com, Department Stores and Sam’s Club on up to $1,500 in purchases from October through December 2016.

July, Aug, Sep 2016 – Home Improvement Stores & Amazon.com


Robo advisor services use software to invest and manage portfolio accounts automatically. So far two largest robo advisors were Wealthfront and Betterment. Fidelity version of robo-advisor is “Fidelity Go“.

Unlike other robo-advising services that uses computer algorithms to allocate investments, Fidelity Go has a team of professionals who will make personalized investment online for you.


Here is the IRS Contribution limits for 2016, for more information visit IRS website

401(k), 403(b), and 457 plans

  • Age 49 and under – $18,000
  • Age 50 and older – $24,000

Roth and Traditional IRA contribution limits

  • Age 49 and under – Up to $5,500 (you should have employment compensation )

Here are some popular Travel reward credit cards that offer free travel fast. If used properly these card should reward you free airline tickets, free hotel stays, and other travel perks.

– Chase Sapphire Preferred

– Capital One Venture One

– Capital One Venture

– American Express Blue Sky