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How do I get high return on my cash ?

Depending on your goal, Here are different ways to get more yield on your cash

Goal: Everyday expenses
Loss Tolerance: Low

  • Money market funds
  • Checking
  • Savings accounts

Goal: Emergency fund
Loss Tolerance: Low

  • Mix of highly liquid accounts – money market funds
  • Less-liquid options – CDs or conservative bond funds

Goal: Near-term savings target
Loss Tolerance: Low

  • Treasury bonds
  • FDIC-insured CDs

Goal: “short-term” allocation for Low-volatility
Loss Tolerance: Moderate

  • Bonds
  • Bond maturities (ladder)
  • Bond funds representing various credit qualities and short durations

via [Fidelity – Get more yield on your cash]

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