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How does Xoom makes money ?

Xoom (a PayPal Service) is a remittance provider that allows consumers to send money. Xoom charges a transaction fee and sometimes it is free. So how does Xoom makes money?

In addition to the transaction fee, Xoom also makes money when it changes your send currency into a different currency. Xoom rounds to the nearest whole amount.

6 ways to redeem CHASE Sapphire rewards points

Here are the main categories you can redeem your CHASE Sapphire rewards points

redeem your chase sapphire rewards points

Earn Bonus Points – Use your Chase Sapphire Preferred card to get bonus points by shopping popular online retailers through Chase.

New iPhone and Apple watch

Apple has introduced new Apple Watch 4 series, iPhone XS, iPhone XS Max and iPhone XR. Here are some interesting details about the new iPhone and Apple Watch.

How to get 5% Cash back at Whole Foods?

If you are Amazon Prime membership you can get 5% cash back at Whole Foods purchases when you use Amazon Rewards Visa Signature Card.

Cardmembers who dont have Prime members will earn 3% cash back at Whole Foods and Amazon.com.

Best alternative to Google Portfolio

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Google Finance My Portfolio page will no longer be available from mid November. Google portfolio feature allows you to keep track of your investments. Google is shutting down portfolios feature and it won’t be available after mid-November 2017. You have to download your portfolios and consider alternative services, this change won’t happen until mid-November 2017.

AARP Credit Card from Chase $100 Bonus Cash Back & 0% Intro APR

Here is the AARP credit card offer details from Chase. AARP Credit Card from Chase has excellent cash back offer and 0% intro APR for 12 months. Here is the details.

CASH BACK REWARDS

  • 3% Cash Back rewards on purchases at restaurants
  • 3% Cash Back rewards on purchases at gas stations

Online Brokerage Comparison – Price

Recently several online trading firms have reduced their stock trading prices. Here is the latest comparison of trading prices

Online Broker Fee/Costs Website
Fidelity $4.95 www.fidelity.com
Charles Schwab (SCHW) $4.95 www.schwab.com
TradeKing $4.95 www.tradeking.com
OptionsHouse $4.95 www.optionshouse.com

IRS Refund Status : Received, Approved & Sent

Here is the meaning of IRS Refund Status : Return received, Refund approved vs Refund sent.

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Return Received: Your return has been received and is currently being processed.

Refund Approved: Your return has been processed and refund amount approved.

Discover Card – Benefits for Active Duty Military

If you or a family member is serving in the military on active duty you are entitled to receive Service members Civil Relief Act (SCRA) benefits.

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Discover card is providing the following benefits to servicemembers and their spouses/domestic partners,

  • No late fees
  • Fixed 5.9% APR

$20 – Turbotax discount 2017

You can get $20 when you use TurboTax to prepare your tax return when you go through Fidelity.com ( it applies for both Fidelity customer and non Fidelity customers). Basically you have to go to Turbotax via Fidelity.com or you can use the below link to get this discount.